Auto Insurance
Auto Insurance can cover much more than just damage to your vehicle. Additional auto insurance coverage options includes:
Comprehensive coverage
Comprehensive auto insurance coverage offers protection beyond collisions. It can cover damages to your vehicle due to:
- Storms and Natural Disasters: Coverage for damage caused by severe weather conditions or natural events.
- Vandalism and Theft: Protection against damage or loss due to vandalism or theft.
- Broken Windows and Windshields: Coverage for repairs or replacement of broken or shattered windows and windshields.
- Animal Damage: Protection for damage caused by wildlife or animals.
- Falling Objects: Coverage for damage from objects falling on your vehicle, such as tree branches.
Liability coverage
Auto liability insurance can help cover significant out-of-pocket expenses if you’re found responsible for an accident. If you’re found at fault for injuring someone in an accident, bodily injury liability insurance can assist with:
- Emergency Medical Assistance: Coverage for the costs of urgent care at the accident scene.
- Medical Bills: Payment for the medical expenses incurred by the injured party.
- Income Replacement: Compensation for lost wages of the injured person.
- Funeral Expenses: Help with funeral costs if the accident leads to death.
- Legal Costs: Coverage for legal fees required to defend against claims made by the injured individual.
Personal injury protection
Personal injury protection insurance can help cover medical bills, hospital expenses, and other costs not paid by your health insurance if you’re injured in an accident. It can also provide coverage for:
- Child-Care Costs: Coverage for child-care expenses if you’re unable to care for your children due to your injuries.
- Funeral Costs: Assistance with funeral expenses in the event of a fatal accident.
- Loss of Services: Compensation for the loss of services you would normally provide, such as cleaning or personal care.
- Income Continuation: Support for lost income due to inability to work as a result of your injuries.
Rental reimbursement coverage
Get back on the road with ease.
An accident can disrupt your life, particularly if your car needs repairs. Car insurance rental reimbursement coverage can help cover the cost of renting a car while yours is in the shop.
Collision coverage
If you're in an accident, collision insurance coverage can assist with the significant costs of repairing or replacing your vehicle.
Uninsured & underinsured motorist coverage
In the event of an accident, if the other driver lacks adequate or any insurance, underinsured motorist insurance and uninsured motorist insurance can cover the shortfall between your expenses and their coverage, up to the limits of your policy.
Roadside coverage
For unexpected car issues and roadside emergencies, roadside assistance protection can help cover the costs. It’s easy to add to your auto policy and won’t break the bank.
Your coverage could include:
- Towing: Service to transport your vehicle to a repair location.
- Fuel Delivery: Delivery of fuel if you run out on the road.
- Jump-Starts: Support to start your vehicle if your battery fails.
- Tire Changes: Help with changing out a flat or worn-out tire.
- Lockouts: Help if you’re locked out of your vehicle.
We offer several ways to save on your auto insurance premium, including:
- Bundling Policies: Save by combining your home, auto, or other insurance policies into one package.
- Good Driving Habits: Enjoy exclusive discounts for maintaining a clean driving record and demonstrating low-risk behavior.
- Student Discounts: Students who excel academically or attend school more than 100 miles from their vehicle’s location can benefit from special savings.
- Auto Safety Features: Vehicles equipped with safety features like anti-theft devices or anti-lock brakes may qualify for discounts due to reduced risk.
- Policy Payments: Save by paying your policy in full or maintaining a record of on-time payments.
