Tate

Real Estate & Elegant Maine Living – The Way Life Should Be

Click Here: Episode 10 – Protecting Your Maine Life: Real Estate, Community & Smart Insurance with Tate Ficker In this episode of Elegant Maine Living, Elise Kiely sits down with Tate Ficker, owner of the Ficker Insurance Group and a deeply rooted Mainer, to explore the role of insurance in Maine’s real estate landscape and lifestyle. […]

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What Does “Full Coverage” Really Mean? Debunking the Myth

Ask almost any driver about their auto insurance, and you’ll often hear the phrase, “I have full coverage.” It sounds comprehensive and reassuring—like everything is taken care of. But here’s the truth… There is no official insurance policy called “full coverage.” “Full coverage” is a misleading and informal term. It often leads people to believe

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Why Insurance Rates Are Rising—And Why It’s Not Just About Insurance

There’s been a lot of talk lately about rising insurance costs—and frankly, the frustration is understandable. No one likes to see their premiums go up. But here’s the thing: insurance rate increases aren’t some smoke-and-mirrors façade. They’re real, and they’re happening—just like price hikes in nearly every other area of life. In fact, when you

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